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Note to Self: Usually making a proposed budget and figuring out projected cost of living makes you feel better. But when you realize you have no ability to get a job that will pay enough for the bare minimum of living on your own ($12.50/hour), these budgets will only make you feel panicked. Stop. Stop now. You can do nothing about this for months still.
Questions for everyone who reads my blog: How on earth does one find a job that pays a decent wage (see above) thus enabling one to live on one’s own? (It’s that or find a rich husband, which doesn’t look likely, although I will always hold hope, haha.) Why don’t I have any marketable skills? And if I do, what are they? And if not, who is going to be my roommate to help alleviate the cost of living? Not that that would solve the problem by any means. And why am I almost 30 and still unsure of how to survive on my own?
“If the US Government was a family, they would be making $58,000 a year, they spend $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand.” — Dave Ramsey
I had to share this because I know when I hear numbers that are in the trillions, it makes no sense to me (let alone the idea of billions or even millions). And it kind of gives you a sick feeling in the pit of your stomach, yes?
It makes me miss Alberta, the only province without debt and with a surplus. (Oh to be Canadian.)
And it reminds me of how entirely ridiculous most people are with money: to get out of debt, you have to stop spending. You have to make a budget and make it realistic. You have to be willing to truly sacrifice the extras. It’s not always easy, but it’s possible.